Capital Gains Tax Calculator
Estimate tax on equity gains: short-term and long-term capital gains for Indian investors.
How does this capital gains tax calculator work?
Enter the purchase price, sale price, and holding period to estimate your capital gains tax liability on equity investments.
Tax Rates
| Type | Rate |
|---|---|
| Short-term (STCG) | 20% flat |
| Long-term (LTCG) | 12.5% above ₹1.25L/yr |
STCG applies if the asset was held for less than 1 year. LTCG applies if held for more than 1 year, with a ₹1.25 lakh exemption per year.
Why it matters
- Estimate tax before selling shares or equity funds
- Compare tax if you sell before vs after 12 months
- See net proceeds after tax in this rough model
- For listed equity and equity-oriented mutual funds
Note: This calculator provides estimates for informational purposes only. Tax rates and exemptions may change. Consult a tax professional for filing. Not SEBI registered. Not tax advice.
Capital Gains Tax Calculator: guide and FAQ
What is it?
Capital gains tax applies when you sell listed equity or equity mutual funds above your purchase price. Gains are short-term (STCG) or long-term (LTCG) based on holding period. Tax rules change in budgets; this tool uses common equity rates for a rough estimate only.
How to use this calculator
- Enter purchase and sale price Enter buy and sell amounts the same way (per share or total). Exclude brokerage if you use net figures.
- Select holding period Listed equity and equity MFs: usually LTCG if held more than 12 months. Confirm current rules for your holding.
- Review gain, tax, and proceeds See estimated gain, tax with cess, and what you keep after tax.
Worked example
Buy at ₹1 lakh, sell at ₹1.5 lakh after 13 months: LTCG may apply above the annual exemption in this model.
Practical tips
- Check purchase date before a large sale; holding period changes the rate.
- Some investors book LTCG within the exemption near year-end; ask your tax advisor if that applies to you.
Frequently asked questions
What is the LTCG exemption on equity?
Long-term equity gains often have an annual exemption (e.g. ₹1.25 lakh of gains). Tax applies above that at the LTCG rate in this model.
Are STT and brokerage included?
No. This is a simple gain and rate estimate. A CA can include all adjustments for filing.
Do debt mutual funds follow these rates?
No. Debt funds are taxed differently. Use this only for equity-oriented holdings.
Can I set off losses?
Losses can offset gains under IT rules. This calculator does not track loss carry-forward.